EUC

Everyday Calculators

Electricity Usage Comparison Calculator

Compare monthly energy and fixed charges for two plans, keep the one-time switch cost assigned only to Plan B, and show monthly savings, horizon totals, and the monthly saving required to recover that cost within the selected horizon.

Total monthly electricity use (kWh)-
Plan A monthly energy charge-
Plan A estimated monthly bill-
Plan B monthly energy charge-
Plan B estimated monthly bill-
Plan B monthly saving versus Plan A-
Plan A cost through horizon-
Plan B cost including switching-
Plan B saving through horizon-
Monthly saving needed for horizon recovery-

Decision view

Flat-rate versus time-of-use tariff map

Flat-rate versus time-of-use tariff mapOff-peak and peak consumption are placed on a 24-hour tariff band before monthly and horizon costs are compared.
Exact scenario comparisonPeak electricity use per month (kWh) changes while all other entered assumptions remain constant.
Peak electricity use per month (kWh)Total monthly electricity use (kWh)Plan A monthly energy chargePlan A estimated monthly billPlan B monthly energy chargePlan B estimated monthly billPlan B monthly saving versus Plan APlan A cost through horizonPlan B cost including switchingPlan B saving through horizonMonthly saving needed for horizon recovery

How to use Electricity Usage Comparison Calculator

  1. Export a representative interval-usage period and allocate every kWh to the tariff's actual off-peak and peak clock windows.
  2. Enter Plan A and Plan B energy rates, recurring fees, switching cost, and comparison horizon from current tariff documents.
  3. Calculate both monthly bills from the same 600 kWh profile before applying the one-time switching cost.
  4. Compare actual monthly savings with the monthly saving required to recover switching cost within the entered horizon.
  5. Repeat the comparison for heating, cooling, shoulder-season, occupancy, and load-shifting cases before choosing a plan.

Calculator guide

Understanding Electricity Usage Comparison Calculator

A flat tariff and a time-of-use tariff must price the same off-peak and peak consumption before switching cost is considered.

Common usage Both plans price identical off-peak and peak kWh.
Periods visible Plan B separates off-peak and peak charges.
Switch threshold The one-time cost is tested against horizon savings.
Seasonal risk A different load profile can reverse the choice.

Detailed calculation process

Price one load profile under flat and time-of-use tariffs

The default uses 420 off-peak kWh, 180 peak kWh, a $0.21/kWh flat rate with a $15 fee, Plan B rates of $0.14 and $0.28/kWh with a $24 fee, a $65 switching cost, and 24 months.

General formula: E = E_o+E_p; A = E r_A+F_A; B = E_o r_o+E_p r_p+F_B; S = A-B; H_A = Am; H_B = Bm+C; S_H = H_A-H_B; S_req = C/m Both plans price the same entered energy profile. The one-time cost is excluded from monthly Plan B cost and added once to its horizon total; dividing that cost by months gives the monthly saving required for recovery within the horizon.

What each symbol means

E_o, E_p, E Off-peak, peak, and total monthly electricity use (kWh).
r_A, r_o, r_p Plan A flat, Plan B off-peak, and Plan B peak energy rates (currency/kWh).
F_A, F_B, C Plan A fixed fee, Plan B fixed fee, and one-time switching cost (currency).
A, B, S Plan A monthly bill, Plan B monthly bill, and monthly Plan B saving (currency/month).
m, H_A, H_B, S_H, S_req Comparison months, horizon costs, horizon saving, and required monthly saving for switch-cost recovery (months, currency, currency/month).

Worked substitution with the default inputs

1. Use one monthly energy profile: E = 420 + 180 = 600 kWh The comparison changes tariff prices, not the entered consumption profile.
2. Price Plan A: A = 600 x $0.21 + $15 = $141.00 Every kWh receives the flat rate before the fixed fee is added.
3. Price Plan B: B = 420 x $0.14 + 180 x $0.28 + $24 = $133.20 Off-peak and peak energy charges remain separate before the fixed fee.
4. Calculate monthly and horizon differences: S = $141.00 - $133.20 = $7.80; H_A = $141 x 24 = $3,384; H_B = $133.20 x 24 + $65 = $3,261.80 Switching cost appears once in Plan B's 24-month total.
5. Reconcile the decision threshold: S_H = $3,384 - $3,261.80 = $122.20; S_req = $65/24 = $2.7083 per month; $7.80 > $2.7083 The entered profile saves enough each month to recover the switch within the selected horizon.

Under the default constant profile, Plan B saves $7.80 monthly and $122.20 over 24 months after the $65 switching cost; the required monthly recovery threshold is about $2.71.

Tariff contract

Translate the utility schedule before comparing prices

The model is only as accurate as the clock windows and bill components entered for each plan.

Clock periods Record weekday, weekend, holiday, seasonal, and daylight-saving treatment for each tariff window.
Energy delivery Confirm whether entered rates include both supply and delivery or whether another variable charge applies.
Non-energy charges Identify fixed, minimum, demand, rider, tax, credit, and enrollment terms that the simple model excludes.
Effective date Use rates valid for the expected switching and comparison period.

Tariff references: U.S. Department of Energy, Evaluating Your Utility Rate Options (https://www.energy.gov/cmei/femp/evaluating-your-utility-rate-options) and Demand Response and Time-Variable Pricing Programs (https://www.energy.gov/cmei/femp/demand-response-and-time-variable-pricing-programs). The controlling source remains the customer's current utility tariff.

Load profile

Test whether cheap-period use is durable

A favorable average depends on when electricity is consumed, not only on the monthly kWh total.

Flexible loads Identify vehicle charging, laundry, dishwashing, water heating, storage, and other loads that can move without unacceptable disruption.
Fixed loads Refrigeration, medical equipment, occupancy, cooking, and comfort needs may resist shifting.
Peak weather Test heating and cooling months because weather-driven demand may occur during expensive windows.
Behavior persistence Do not assume a short trial of load shifting will remain practical throughout the contract.

Decision map

Read monthly economics and horizon economics separately

A lower monthly bill does not automatically create positive horizon value after switching cost.

Monthly loss If Plan B monthly saving is zero or negative, the switch cost cannot be recovered under the entered profile.
Below threshold Positive monthly saving below C/m still leaves Plan B more expensive at the selected horizon.
Above threshold Monthly saving above C/m creates positive horizon savings if the profile and rates persist.
Re-test Repeat the comparison when tariff dates, occupancy, equipment, weather exposure, or flexible-load behavior changes.

Worked situations

Practical examples

  • The default 420 off-peak kWh plus 180 peak kWh gives the same 600 kWh monthly total under both plans.
  • Plan A costs $126 in energy plus a $15 fixed fee, or $141 per month; Plan B costs $109.20 in energy plus $24 fixed, or $133.20.
  • Plan B saves $7.80 per month before switching cost. Over 24 months, Plan A costs $3,384 and Plan B costs $3,261.80 including the $65 switch, leaving $122.20 of horizon savings.
  • Recovering a $65 switch within 24 months requires at least $2.71 monthly savings. That output is a required monthly threshold, not a recovery-time result.

Better inputs

Useful tips

  • Use utility interval data rather than estimating peak share from a whole-month bill.
  • Model shoulder periods separately outside this two-period calculator when the tariff includes them.
  • Run several seasonal profiles because heating, cooling, water heating, and occupancy can move peak share.
  • Confirm enrollment fees, credits, minimum terms, opt-out rules, rate revisions, and switching dates directly with the utility.

Before relying on the result

Limitations and common mistakes

  • Taxes, demand charges, tiers, credits, minimums, export compensation, and automatic load shifting are excluded.
  • Rates, fixed fees, and the entered monthly usage profile remain constant through the horizon.
  • The horizon comparison is nominal and does not discount future savings or model rate escalation.
  • A two-period model cannot reproduce tariffs with shoulder periods, critical-peak events, real-time prices, seasonal windows, or demand ratchets.

Reference

Key terms

Flat plan
One entered variable energy rate applied to all monthly kWh.
Time-of-use plan
A tariff that prices entered kWh differently in defined off-peak and peak periods.
Off-peak share
Off-peak kWh divided by total kWh for the measured usage profile.
Peak share
Peak kWh divided by total kWh for the measured usage profile.
Monthly saving B
Plan A estimated monthly bill minus Plan B estimated monthly bill before switching cost.
Horizon cost
Monthly plan cost multiplied by entered months, with switching cost added once to Plan B.
Horizon saving B
Plan A horizon cost minus Plan B horizon cost including switching cost.
Required monthly switch recovery
Switching cost divided by comparison months; the minimum monthly savings needed to recover that cost by the horizon.

Important note

Confirm current tariff windows and all bill components with the utility. The result assumes the same entered monthly load profile and rates persist for the full horizon and does not guarantee realized savings.

Frequently asked questions

Why can Plan B cost more despite a lower off-peak rate?

Peak pricing and fixed fees can outweigh the off-peak discount, especially when the household cannot move its largest loads.

What if monthly saving is negative?

Plan B cannot recover its switching cost under those inputs and its horizon result will be worse than the flat plan.

What does the switch-recovery result mean?

It is the monthly saving required to offset the one-time switching cost by the entered horizon. It is not the number of months to break even.

Are taxes and demand charges included?

No, unless already embedded in entered rates or fees. Demand-based and multi-period tariffs need a more detailed model.

Does the model shift load automatically?

No. It prices the entered off-peak and peak quantities, so every load-shifting scenario must be entered explicitly.