UBS

Everyday Calculators

Utility Bill Scenario Calculator

Build a named alternative monthly utility statement, reconcile each service, and show whether conservation offsets or amplifies the entered rate movement.

Current monthly utility total-
Scenario electricity charge-
Scenario gas charge-
Scenario water and sewer charge-
Scenario monthly utility total-
Scenario minus current per month-
Scenario minus current per year-

Decision view

Current and alternative utility statements

Current and alternative utility statementsUsage changes and the common rate change are reconciled by service before the two statement totals are compared.
Exact scenario comparisonElectricity use change (%) changes while all other entered assumptions remain constant.
Electricity use change (%)Current monthly utility totalScenario electricity chargeScenario gas chargeScenario water and sewer chargeScenario monthly utility totalScenario minus current per monthScenario minus current per year

How to use Utility Bill Scenario Calculator

  1. Enter current recurring charges by service.
  2. Set electricity, gas, and rate changes as independent assumptions.
  3. Inspect which service creates the monthly and annual difference.

Calculator guide

Understanding Utility Bill Scenario Calculator

Usage and price can move in opposite directions. This scenario separates electricity and gas behavior changes from a common variable-rate change while leaving fixed utilities unchanged.

Drivers separated Quantity and rate assumptions remain distinct.
Services visible Electricity, gas, water, and fixed amounts reconcile.
Direction signed Positive difference means the alternative costs more.
No forecast claim Percentages are user-defined scenarios.

Detailed calculation process

Apply quantity and rate changes without double-counting

The default starts from $165 electricity, $72 gas, $88 water and sewer, and $102 fixed utilities; it then applies -12% electricity use, -8% gas use, and a 4% variable-service rate change.

General formula: C_0 = E+G+W+F; E_s = E(1+u_e)(1+r); G_s = G(1+u_g)(1+r); W_s = W(1+r); C_s = E_s+G_s+W_s+F; D_y = 12(C_s-C_0) Electricity and gas receive their own usage changes before the common rate change. Water receives only the rate change, while the fixed utility amount remains unchanged.

What each symbol means

E, G, W, F Current electricity, gas, water-and-sewer, and fixed monthly charges.
u_e, u_g Electricity and gas usage-change rates.
r Common rate change applied to variable services.
C_0, C_s, D_y Current total, scenario total, and annual scenario-minus-current difference.

Worked substitution with the default inputs

1. Add the current statement: $165 + $72 + $88 + $102 = $427 All current service charges are reconciled once.
2. Reprice electricity: $165 x 0.88 x 1.04 = $151.01 Usage falls before the common rate movement is applied.
3. Reprice gas and water: $72 x 0.92 x 1.04 = $68.89; $88 x 1.04 = $91.52 Gas receives both changes; water receives only the price change.
4. Reconcile the scenario: $151.01 + $68.89 + $91.52 + $102 = $413.42 The scenario is $13.58 lower per month, or about $162.99 lower over twelve months.

Under the default scenario, conservation more than offsets the 4% rate increase and lowers the modeled monthly utility total from $427 to about $413.42.

Scenario discipline

Change assumptions without double-counting

A clean scenario assigns each effect to one input.

Quantity Model conservation or higher usage by service.
Price Apply the rate movement separately.
Fixed Leave constant charges unchanged unless separately modeled.
Compare Attribute the final difference to its drivers.

Worked situations

Practical examples

  • A 12% electricity-use reduction can be partly offset by a 4% rate increase.
  • Water receives the rate change but no entered usage change.
  • Fixed utilities remain identical in both scenarios.

Better inputs

Useful tips

  • Use separate scenarios for hot and mild weather.
  • Do not mix a rate increase into the usage-change fields.
  • Review tariff redesign separately from percentage scenarios.

Before relying on the result

Limitations and common mistakes

  • The model treats variable charges proportionally.
  • Tariff tiers, demand, credits, taxes, rebound, and provider changes are excluded.
  • Fixed charges remain unchanged by design.

Reference

Key terms

Usage change
Entered percentage applied before the rate change.
Rate change
Common percentage applied to modeled variable services.
Fixed utilities
Entered monthly amount carried unchanged.
Annual difference
Monthly alternative-minus-current difference multiplied by twelve.

Important note

Price and usage references: U.S. Energy Information Administration, Electricity Explained (https://www.eia.gov/energyexplained/electricity/) and Natural Gas Explained (https://www.eia.gov/energyexplained/natural-gas/). Use current provider tariffs for actual planning.

Frequently asked questions

Why does water change when no water-usage field is entered?

The common rate change is applied to the current water charge.

What does a negative annual difference mean?

The alternative scenario costs less than the current scenario.

Are taxes included?

No, unless they are already embedded in the entered current charges.

Can fixed utilities change?

Not in this model; use a separate scenario if their contracts change.

Why are usage and rate changes applied separately?

Combining them into one percentage would hide whether the result came from consumption or price.

Should electricity and gas always share one rate change?

No. When provider forecasts differ, run separate scenarios or use a calculator with service-specific rate inputs.