Independent personal planning model

Shared Goal Scenario Calculator

Compare two shared-goal strategies using weekly output, adherence, one-off progress, and total cost without hiding tradeoffs in a synthetic score.

TWO STRATEGIES

Compare two routes to the same finish line while keeping progress and cost separate

This calculator evaluates two declared strategies from one starting point and one horizon. Each route has its own output rate, adherence assumption, one-off contribution, and weekly cost. It reports goal and budget status separately because a cheaper route is not automatically more useful and a faster route is not automatically affordable.

Strategy A projected units-
Strategy B projected units-
Strategy A cost-
Strategy B cost-
Strategy A added units-
Strategy B added units-

Shared Goal Scenario Calculator planning illustration
A visual model of the inputs and boundaries used by the Shared Goal Scenario Calculator.
Strategy progress and cost ledger — exact current model ledger
Strategy layerWeeksEffective rateTotalUnit

Detailed calculation process

Formula, declared symbols, substitutions, intermediate results, and reconciliation

QA = Q0 + W·aA·rA + xA; CA = W·cA (and likewise for B)

For each strategy, weekly units are multiplied by adherence and horizon, then one-off units are added. Weekly cost is totaled independently; no composite score is used.

SymbolMeaningUnit / default
Q, Q0goal and common accepted baselineunits; Q0=40
W, rA, rBweeks and scenario weekly output rates16 weeks; 18 and 15 units/week
aA, aBadherence fractions after percentage conversion0.80 and 0.95
x, cnon-repeating output and weekly costA:15/$35; B:5/$20
  1. Convert adherence percentages: 80%=0.80 and 95%=0.95.
  2. A recurring output=16×18×0.80=230.4 units; A total=40+230.4+15=285.4.
  3. B recurring output=16×15×0.95=228 units; B total=40+228+5=273.
  4. A cost=16×$35=$560; B cost=16×$20=$320.
  5. Compare each total with the entered goal using the same sign convention.
  6. Final reconciliation: A exceeds B by 12.4 units and costs $240 more; each total equals baseline plus recurring plus one-off output.

    How to compare

    1. Freeze one goal and horizon.
    2. Estimate each route’s observed weekly output.
    3. Reduce output by route-specific adherence.
    4. Enter genuine one-off progress once.
    5. Record recurring cash cost.
    6. Inspect goal and budget statuses separately.

    Five scenario foundations

    Baseline

    Current accepted progress shared by both routes.

    Adherence

    Fraction of planned output expected to occur.

    One-off unit

    Non-repeating progress.

    Budget cap

    Maximum total spend under review.

    Scenario

    Coherent set of assumptions, not a prediction.

    Deep dives

    Correlation

    Adherence and output may move together; multiplying fixed values can understate that dependency.

    Quality equivalence

    Units must have the same acceptance standard under both routes.

    Dominance

    A route dominates only if it is no worse on every declared outcome, not because one number is larger.

    Evidence

    Base output and adherence on route-specific logs from comparable weeks. Preserve invoices or quotes for cost. A goal-met flag means arithmetic reach under assumptions; it does not certify completion quality.

    Limits

    • No uncertainty distribution.
    • No time value of money.
    • Constant weekly rate.
    • No quality or preference score.
    • No causal claim about strategy choice.

    Glossary

    Baseline
    Shared starting amount.
    Effective rate
    Weekly units after adherence.
    Goal gap
    Target minus projected units.
    Dominance
    No worse on all compared outcomes.
    Sensitivity
    Output change after an assumption changes.
    Scenario boundary
    Condition excluded from the model.

    Cases

    Language study: the intensive route costs more yet still misses the unit target after realistic attendance.

    Renovation prep: both routes miss, but the low-cost route preserves budget for a specialist dependency.

    Important note

    Do not choose between material commitments using this comparison alone; inspect quality, reversibility, safety, and contractual terms.

    Result interpretation

    Compare trade-offs, not a manufactured winner

    Scenario A produces 12.4 more units in the default record but costs $240 more. The output does not say whether that exchange is worthwhile. Check whether both scenarios clear the required goal, then compare the extra cost with the value, reversibility, workload distribution, and reliability of the assumptions.

    Decision and sensitivity

    Adherence can reverse an apparently faster plan

    Each five-point adherence change moves A by 16×18×0.05=14.4 units and B by 12 units. That is similar to the entire default output difference, so an unverified adherence estimate can reverse the ranking. Preserve a low, base, and high adherence case instead of treating one percentage as precise.

    Questions

    Why not make one winning score?

    A blended score hides whether progress or money drove the ranking. Keep projected units, goal gap, and cost visible so partners can apply their own priorities.

    Is adherence a probability?

    Here it is a planning fraction applied to weekly output, not a statistical probability. It should come from comparable follow-through records, not confidence alone.

    Can one-off work repeat?

    No. Put recurring output in weekly units. Repeating the same one-off credit in later reviews would overstate cumulative progress.

    What if both miss the goal?

    The comparison still shows which gap and cost profile each creates. Consider a third scenario that changes scope or horizon rather than choosing the smaller miss automatically.

    Does lower cost mean better?

    Not necessarily; quality, risk, and preferences remain outside the arithmetic. A cheaper scenario may transfer more work or produce less durable output.

    Can this forecast actual completion?

    No. It is a declared-assumption scenario, not a validated forecast. Reconcile each review period against accepted output and actual spending.

    Why use the same starting progress for both scenarios?

    A common baseline isolates the effect of future assumptions. If the scenarios truly start from different accepted work, document separate baselines and avoid a direct ranking.

    How should adherence above 100% be handled?

    Do not enter it as adherence. Increase the evidenced weekly rate or record a one-off contribution so each assumption retains a clear meaning.

    Can weekly costs include shared fixed costs?

    Yes, if both scenarios receive the same relevant allocation rule. Record the basis so a fixed cost is not counted twice or assigned only to the less favored option.

    When should a scenario be retired?

    Retire it when its assumptions are no longer available, lawful, affordable, or acceptable. Preserve the old record so the decision history remains auditable.

    Reliable references

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